Everything You Need To Know About National Disability Insurance Scheme (NDIS)

April 24, 2021    |    By Madeeha Usman    |    9 min read
A Lady and a Disabled Man Sitting on Wheel Chair are Talking

What is NDIS here is a complete guide to understand briefly. NDIS stands for National Disability Insurance Scheme. It is being introduced across all states and territories of Australia. The NDIS will provide support to people with physical, intellectual, sensory, cognitive, and psycho-social disabilities. Around 4.3 million Australians have a disability. The NDIS will help an estimated 500,000 Australians within the next five years by providing $22 billion in funding each year. These 0.5 million people will be those who have a permanent and significant disability. For many disabled people, it will be the first time they receive disability support. It will mean a lot to them. 

The NDIS can provide disabled people with information regarding the services they can avail of or join, such as health facilities, support groups, sporting clubs, libraries, and schools. Moreover, the National Disability Insurance Scheme will also provide information on what support each state and territory government provides. The NDIS is run by the National Disability Insurance Agency (NDIA).

What is NDIS as a National Scheme

The NDIS is a nationwide program designed to offer disability support services to all Australian citizens with enduring and substantial physical or mental disabilities. The program is being implemented gradually in all states and territories and will ultimately assist more than 500,000 individuals with disabilities.

The program enables individuals to obtain financial assistance for acquiring disability-specific equipment and support services, facilitating their independent living, enhancing their overall welfare, securing housing, securing employment, and fostering positive social connections. An individualised plan will accommodate each person's specific requirements, encompassing the necessary services and assistance.

The NDIS, being a nationwide program, is financed by both the federal government and the respective state and territory governments. The NDIS is a non-means-tested program that does not impact individuals' income or assets.

What are the supports available?

Support may be paid for in areas like health and wellness, schooling, employment, social activities, independence, living arrangements, and getting a job. They might include money for

  • Daily activities
  • Getting around so people can take part in social, economic, community, and daily life tasks
  • Help in the workplace to help a person get or keep a job in the open or supported labour market
  • Behavioural support
  • Help with housework so that the user can keep their home in good shape.
  • Help from skilled people in setting up, testing, and training for tools or equipment
  • Designing and building changes to homes
  • Movement equipment and
  • Car modifications

People who are part of the NDIS meet with the NDIA to figure out what aids are "reasonable and necessary" to help them reach their goals. After that, these are added to their "NDIS plan." As per the NDIS Act's goals and principles, participants have the right to "choice and control in the pursuit of their goals and the planning and delivery of their support." user, the NDIA, a registered plan management provider, or a nominee of the user can handle the funds given by an NDIS plan. Registered companies offer help in a market that the NDIA hopes will be competitive and able to "self-sustain itself."

The objective of the NDIS

The implementation of the NDIS will fundamentally alter how individuals with disabilities obtain the necessary assistance to accomplish their objectives and actively engage in community activities. The primary objective of the NDIS is to assist individuals with a disability that hinders their participation in routine tasks and activities.

It accomplishes this by determining the specific accommodations required to assist individuals with disabilities in attaining their life objectives. This encompasses enhanced autonomy, active social participation, education, work, and overall physical and mental wellness. The NDIS empowers individuals with disabilities by granting them greater autonomy and authority in determining their support services' manner, timing, and location. Additionally, it ensures a sense of security by guaranteeing necessary care throughout their lifespan.

The NDIS prioritises early intervention, recognising that timely help can mitigate impairment effects on individuals or their children. Individuals with a psychosocial disability can also avail themselves of assistance through the NDIS. A psychosocial disability refers to a condition in which individuals experience substantial and enduring limitations in their capacity to operate, specifically due to mental health concerns.

Eligibility for the NDIS Program

Different things can be meant by the word "disability." There are some things you need to do to get into the NDIS. To get NDIS money, you must meet the following requirements:

1. Checklist for eligibility

For people between the ages of 7 and 65, the NDIS can help them understand it, apply, and find other government and community support. A child's early childhood partner can help kids younger than seven and help the family decide if the NDIS is right for their kid.

2. Age requirements

People between the ages of 7 and 65 can use the NDIS scheme plan. No one under the age of 7 or over the age of 65 can use the NDIS system. MyAged Care, on the other hand, is for people over 65. 

3. Residency

The help can't be used by just anyone. You can get the NDIS if you:

  • Citizen of Australia

You can only live in Australia if you are a citizen or have one of two types of visas.

  • A permanent visa 

But if you live in Australia, you need to show proof that you live there. You have to give the NDIS service permission to look at the Centrelink record that shows proof that you live in Australia. 

The consent lets the NDIS service see information about the home. The person who is applying needs to answer the following question:

  • The address of the home
  • Family existence
  • Work status
  • Property or assets in Australia 
  • The amount of time spent outside of Australia 
  • New Zealand people can get a particular type of visa. 

According to the Migration Act, New Zealand people with a non-protected Special Visa who live in Australia are only temporary residents.  If a child was born in New Zealand to parents with SCV, that child cannot become an Australian citizen. This means they cannot use the NDIS until they turn 10 and can apply for Australian citizenship. 

4. Disability status

The NDIS is only for people who have a disability that is caused by a lifelong impairment. It could be at the cognitive, intellectual, neural, or psychological level. One more thing that is needed is disability-specific help with daily tasks. 

5. Early intervention

The eligible people will be checked to see if the help they get can be cut back for future needs. When you get NDIS help from the local coordinator, your family's support is also tried. 


NDIS has been helpful over the years. they increase the quality of life for people with disabilities. It is important to keep in mind that each NDIS plan is unique. This means that the benefits and services the NDIS provides may change depending on each person's needs and circumstances. searching for an NDIS provider is one of the top challenges faced by participants. If you are in need of an NDIS provider in South Australia, Care Assure is one you should go for. 

Care Assure pays attention to the wants and goals of each participant. We encourage choice and control by giving each person specialized help through our Support Coordination, Direct Support, and Plan Management services. Our team works with the money that has been given to make sure that each client's specific needs are met within their budget. This method makes sure that every person gets the help they need to keep living on their own, getting involved in the community, and reaching their NDIS goals.

Book a free consultation session with Care Assure to get started with NDIS

Frequently asked questions

What is meant by Permanent and Significant Disability?

A permanent disability means a disability that will stay for the rest of their life. A significant disability means a disability that severely limits a person’s ability to complete everyday activities.

Is the NDIS a welfare system?

It is not a welfare system. The NDIS is aimed at supporting disabled people so that their skills and ability improve over time. The NDIS is providing great service to Australians. If your child is born with or acquires a permanent and significant disability, they will get the much-needed support.

What are the Supports and Services Delivered under the NDIS?

  • Assistance with Social and Community Participation
  • Assistive Technology
  • Home Modifications
  • Coordination of Supports
  • Assistance with Daily Life
  • Transport
  • Consumables
  • Housing supports

How is the NDIS funded?

The NDIS is jointly funded by the Australian, state, and territory governments and is partially funded by money raised by an increase in the Medicare levy.

How does NDIS benefit Parents of Children with Disability?

Parents of children with disabilities talk about how the NDIS works and what the transition to the NDIS has meant for them. They say it gives families more choice, control, and a more personalised therapy plan. They say it’s comforting to know funding will be available throughout a child’s life. This is what a parent had to say about NDIS: “The best thing about NDIS is that comfort as a parent, knowing that the monetary part is taken care of and knowing that the service does not stop; it’s there next year.” Encouraging words of another parent about NDIS: “I think one of the most positive things about the NDIS is that it is a system that grows with your child. As your child’s needs change, the NDIS program will change accordingly.” “There is such a relief as parents of a child with an additional need to know that their disability needs will always be met within the NDIS system”, said a parent. Parents can check out how to navigate educational opportunities by NDIS to help participants fulfil their purpose. 

What is early Intervention in NDIS?

Early intervention means doing things as soon as possible to work on your child’s developmental and support needs. Early intervention is the best way to support the development and well-being of children with a disability or developmental delay. It can help children develop the skills they need in their everyday life. Sometimes, children who get early intervention might not need long-term support. 

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