Maximising NDIS Funding: Tips for Australia Participants

March 3, 2024    |    By Madeeha Usman    |    9 min read
Maximising NDIS Funding_ Tips for Australia Participants

The National Disability Insurance Scheme (NDIS) is an Australian program that helps disabled people live independently by giving them funds to cover certain costs. Participants can get the help and services they need to reach their goals with NDIS funds. Since it’s emergence, disabled people all over the area have made huge strides toward a healthy and happy life. However, it has always been hard and time-consuming for service providers and participants to determine how the scheme is funded and its financial chances.

This makes the need for Plan Managers necessary. When NDIS Plan Managers do their budgeting right, it makes all the difference. It bridges the gap between a normal financial report and correct money management. In this blog post, we'll show you how to get the most out of your NDIS funding and how Care Assure can help you reach your NDIS goals.

Tips to maximise your NDIS funding in Australia

Implementing common financial standards is not the only factor contributing to effective NDIS plan management. To guarantee the intended outcome, it is essential to strictly adhere to particular accounting rules while maintaining the highest possible level of accuracy. Here are some fundamental concepts that govern the management of NDIS plans:

1. Put your needs and goals at the top of your list

Managing your NDIS benefits requires you to put your needs and goals at the top of your list of priorities. You should take the time to carefully consider what you want out of life and how you can make the most of the resources available to you to make that goal a reality. This will help to guarantee that your National Disability Insurance Scheme (NDIS) plan is personalised to fit your preferences and requirements.

It is also vital to remember that although funds from the National Disability Insurance Scheme (NDIS) can be used for various services and supports, there are limits on the amount of money that can be received. Therefore, to determine which products or services are essential for accomplishing your objectives, you must establish a budget and adhere to it with certainty.

2. Go Local

Travel and transportation expenses can significantly influence a participant's funding, and in some situations, they can even be more expensive than the assistance being offered. Selecting providers near the participant can help reduce or eliminate these expenses. Supporting NDIS local providers is even more advantageous because it indicates an investment in the community in which they are located. This investment can result in additional benefits for participants through social relationships.

3. Know about your NDIS plan

Understanding your NDIS plan is the first step in making the most of the support you get from the NDIS. Your National Disability Insurance Scheme (NDIS) plan will detail the assistance and services you can receive and the appropriate funding for each service. Your NDIS provider can assist you in comprehending your National Disability Insurance Scheme (NDIS) plan, ensuring that you are making the most of your money and receiving the appropriate assistance. Our team of knowledgeable support coordinators can assist you in navigating the National Disability Insurance Scheme (NDIS) system and develop a plan tailored to your specific needs. Read more on Understanding what is in your NDIS plan.

4. Carry out your research

The National Disability Insurance Scheme (NDIS) covers various disability-related assistance, services, and equipment. It gives financial assistance to assist you in accomplishing tasks that will elevate the quality of your life, make you more self-sufficient, and help you realise your objectives. It may assist you in finding a job, locating a place to live, or participating in community activities. There is a wide variety of support available to choose from.

The more you know the possibilities offered by the National Disability Insurance Scheme (NDIS), the more empowered you will be to make it work. Utilising the NDIS website is a wonderful place to begin.

5. Maintain a record of your spending

It is essential to keep a record of your expenditures to guarantee that you do not exceed your financial plan and that you do not run out of money before the conclusion of your plan period. Use a spreadsheet or an app that helps you create a budget to track your spending and ensure you don't stray from your plan. You should also save receipts and invoices for any purchases you make, as the National Disability Insurance Scheme (NDIS) may need you to give documentation of your spending.

6. Make use of the NDIS Price Guide

In the National Disability Insurance Scheme (NDIS), there is a full list of costs for all of the support and services available to you through the system. When budgeting your spending, it is crucial to use the Price Guide because it will assist you in comprehending the pricing of various services and ensure that you remain within your budget. The most recent edition of the Price Guide can be found on the NDIS website.

7. Emphasise autonomy and inclusiveness

To make the most of the National Disability Insurance Scheme (NDIS), you must emphasise your need for independence, safety, and social inclusion. This indicates that you want to concentrate on the areas where these three factors are the most significant or have the most significant impact.

Your plan must incorporate resources and support to enable you to live independently in the community while ensuring your safety. Additionally, it is important to explain how engaging in activities with others can contribute to developing a sense of belonging and support positive mental health.

8. Communicate with your service providers

Maintaining open lines of contact with your service providers is essential to making the most of the money the NDIS provides. Care Assure  recognises the significance of clear and concise communication and collaborates closely with you and the service providers responsible for your care to guarantee that you receive the highest possible level of assistance. Our team of support coordinators can assist you in efficiently communicating with your service providers and ensuring that they comprehend your requirements, objectives, and expectations through effective communication.

9. Maintain a flexible approach to its support services

It is essential to have a flexible approach to the support services you provide. Care Assure provides various support services that are adaptable and allow for customisation to meet the ever-evolving requirements of its clients. As a result of our understanding that your requirements may shift over time, we are dedicated to providing you with the assistance you require at the precise moment you require it.

10. Get a transportation allowance 

Your National Disability Insurance Scheme (NDIS) plan will cover the reasonable and necessary costs of taxis or other private transportation options for participants who cannot travel independently. Additionally, your plan will provide support that assists you in increasing your capacity to travel independently by utilising personal transportation-related aids and equipment, training to use public transportation, and other items.

It is important to remember that the aid with transportation only applies to you and does not cover travel expenses incurred by family members, caregivers, or service providers. If you cannot use public transportation without experiencing considerable difficulties due to your handicap, you may be eligible for money under the National Insurance Insurance Scheme (NDIS) to get assistance with transportation.

The financing for the NDIS will consider any taxi subsidy programs that apply to you and are available to you. Three different levels of financial assistance are included in the NDIS travel budget items. A participant may be eligible for additional funding if the plan includes additional general or sponsored support that encourages participation in employment.

11. Do not lose your funds

After your plan, any financial resources that have not been utilised are returned to the National Disability Insurance Agency. During your review meeting, you can also be requested to explain why the assistance money wasn't utilised to its full potential. It is possible that you did not have access to necessary services for a long period, started your plan too late, or had some other changes in your life. All of these factors could be contributing factors. Make sure you plan your year and make the necessary arrangements to make the most of your plan. 


With NDIS support, people with disabilities can get a lot of help, but it's important to make the most of it. You can make the most of your NDIS funding and make sure you can get the services and help you need by knowing the rules and regulations for NDIS funding, making a good budget, planning, and using the available resources. If you do things right, you can get the most out of your NDIS money. Care Assure wants to help NDIS participants reach their goals and maximise their NDIS funds. Get in touch with us immediately to learn more about how we can help!

Frequently asked questions

What are some tips for handling my NDIS funds well?

Some tips are keeping track of your spending, reviewing your plan often, looking into flexible support options, and talking to NDIS service providers or support coordinators for help.

How can Care Assure help me keep track of my NDIS money?

Care Assure is a service provider that provides NDIS help coordination and money management. They can help you find your way around your NDIS plan, make a budget, advise on available supports, and ensure that your money is used effectively to help you reach your objectives.

What services does Care Assure offer to help with managing NDIS funds?

Care Assure offers personalised support tailored to your specific needs. This includes helping you review your plan, giving you information on budgeting, contacting service providers, and speaking up for your needs within the NDIS system.

How do I know if Care Assure is the right choice for me?

Care Assure offers free initial consultations where you can discuss your needs and learn more about how their services can help you. During this meeting, they can tell you more about their help coordination and financial management services and answer any questions you may have.

Can Care Assure help me understand my NDIS plan and goals?

Care Assure can help you understand your NDIS plan, determine your goals, and devise ways to reach them. Also, if your needs or goals change, they can help you ensure your plan still fits your needs and goals.

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